Financial sector partners

Visa Air Europa SUMA Bankintercard

Exchange and earn miles simply with your Air Europa SUMA card.

Bankintercard, the Bankinter Consumer Finance brand, and Air Europa have created a payment card with many advantages in the tourism sector: the Air Europa SUMA bankintercard Visa Card.

Air Europa SUMA Visa cardholders can accumulate Miles for each card purchase they make. These Miles can be added to those obtained in the Air Europa SUMA Programme.

 


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Product distributed by Air Europa Líneas Aéreas S.A.U.

1Credit cards issued by Bankinter Consumer Finance, E.F.C., S.A. Hybrid Payment Institution registered with the Bank of Spain under No. 8832, with registered office at Avda. de Bruselas 12, 28108 Alcobendas (Madrid) and registered in the R.M. of Madrid at T. 22.729, F. 181, H. M-259543 and C.I.F. A82650672. The safeguarding system chosen by Bankinter Consumer Finance to protect the funds received from its customers or through another payment service provider for the execution of payment transactions is subject to the legally established procedure, consisting of depositing them in a separate demand account opened with Bankinter, S.A. Available Standard European Information (S.E.I.) and quarterly information on fees and rates applied at bankintercard.com.

PAYMENT METHOD AIR EUROPA PURCHASES OTHER PURCHASES
DEFERRED PAYMENT €1: 10 Miles

€1: 2 Miles

END-OF-MONTH PAYMENT

€1: 2 Miles

€1: 0.5 Miles

 

The SUMA Miles corresponding to your monthly spending will be credited in the first week of the month following the purchase.

 

 

Welcome offer

  • Earn 9,000 Miles when you make your third card purchase. These Miles are equivalent to a RETURN flight between mainland Spain and European destinations, such as London, Paris, and Venice.
  • Any Air Europa SUMA Visa cardholder who makes three purchases will obtain an Air Europa SUMA Silver card, which is valid for 1 year*. Your SILVER card will be renewed annually if you earn 3,000 SUMA Miles through purchases made with your Visa card during the year.

 

 

Advantages of your Air Europa SUMA Visa Card:

  • No issue and maintenance fees for the main card or additional cards.
  • All banks. Just direct debit your card in your usual account.
  • Flexible Payment. You can pay in the form of  Deferred Payment ("Revolving") or End-of-month payment.
  • Transfer money to your current account. You will have cash within 48 hours. This transaction is not eligible for earning SUMA Miles.
  • Free alert service. Every time you operate with your card, you will receive a confirmation message. You will also receive SMS notifications on the date of the next charge to your account.
  • It includes travel and accident insurance, with coverage of up to €500,000.
  • Discounts in your purchases in more than 12,000 establishments.

 

Card issued by Bankinter Consumer Finance EFC, S.A. See conditions

*In case of cancellation of the Visa card, the Silver level benefit acquired with the contract will be automatically cancelled.

Bankinter Costumer Finance, E.R.C., S.A.

Product distributed by Air Europa Líneas Aéreas S.A.U. 
1 Cards issued by Bankinter Consumer Finance, E.F.C., S.A.  (hereinafter "BKCF"). Hybrid Payment Institution registered with the Bank of Spain under No. 8832, with registered office at Avda. de Bruselas 12, 28108 Alcobendas (Madrid) and registered in the R.M. of Madrid at T. 22.729, F. 181, H. M-259543 and C.I.F. A82650672. The safeguarding system chosen by BKCF to protect the funds received from its customers or through another payment service provider for the execution of payment transactions, is subject to the legally established procedure, consisting of the deposit of the same in a separate demand account opened with Bankinter, S.A. Available Standard European Information (S.E.I.) and quarterly information on commissions and rates applied. Particular conditions of the Air Europa SUMA VISA Card: CREDIT LIMIT: the initial credit line will be assigned according to the credit and solvency analysis carried out by Bankinter Consumer Finance, E.F.C., S.A. in each case, with a maximum limit, depending on the type of Card applied for, of up to €5,000.00. METHODS OF PAYMENT: the Card has the following methods of payment. (i) General payment methods: 
(a) End of Month Payment: if the Cardholder chooses this method, he/she must pay on the date indicated for payment the purchases and withdrawals made up to the closing date of the withdrawal period. In this mode, no interest will be applied (0.00% APR).

b) Deferred payment ("Revolving"): under this mode, the Cardholder may pay in instalments for the withdrawals made with the Card, choosing between paying: (i) a fixed amount per month or (ii) a percentage of the balance drawn down. The minimum monthly instalment allowed shall be the amount resulting from applying a percentage of 3.00% on the credit balance drawn down on the credit associated with the Card, with a minimum amount of €30.00.
The Cardholder is informed that, in the case of the Deferred Payment ("Revolving") modality, the chosen and/or resulting monthly payment must include, as a minimum: a) 0.35% of the capital drawn down, b) the total interest accrued during the settlement period and, where applicable, c) the payment protection insurance ("PPI") fee; therefore, the amount may vary upwards.
Notwithstanding the foregoing, the Cardholder may always, within the different options available on the Card, change the general payment method, as well as the percentage or the fixed monthly amount to be paid, respecting, where applicable, the minimum monthly payment allowed in the Revolving payment method, by simply calling 900 811 311 or via the website www.bankinterconsumerfinance.com, up to five (5) calendar days before the end of the current month.
For the purposes of making the initial choice of payment method, as well as subsequent decisions to change the method of payment, the Cardholder is informed that the method and conditions of Revolving may result in the repayment of the amount drawn down being spread over a longer period of time, due to the lower proportion of the instalment that would be allocated to this repayment, which could lead to an increase in the final burden of the debt. 
(ii) Special Payment Arrangements: Special Payment Arrangements will only be available under the general End-of-Month Payment Arrangement.
a) Payment in Instalments (Financing of Movements): this payment method will allow the Cardholder to defer payment of one or more purchases totalling a minimum amount of €90.00 or the minimum amount determined at any given time, maintaining the End of Month Payment method for the rest of the operations. The Cardholder may decide the instalment to be paid each month or the number of months over which he/she wishes to defer the operation.
b) Deferred Payment in Shops: under this payment method, the Cardholder may defer a purchase of a minimum amount of €60.00 or the minimum amount determined at any given time for 3, 6, 9 and 12 months, from the shop's own POS; maintaining the End-of-Month Payment method for the rest.
Nominal Interest Rate (NIR): (i) In the End-of-Month Payment mode: interest free (0.00% APR).

2(ii) In the Deferred Payment ("Revolving") mode: a) Purchases: 18.36% (19.99% APR); and b) Transfer of cash to current account: 18.36% (19.99% APR); c) Cash withdrawals on credit at ATMs: 18.36% (19.99% APR). Representative examples under the assumption that the Contract will remain in force throughout its term and the Parties will fulfil their obligations under the agreed terms and conditions. For a drawdown of 1,500.00 €, made on the 1st of the month in the form of a Deferred Payment ("Revolving") with an amortisation period of 4 years, to be repaid in 48 equal monthly instalments calculated under a constant instalment amortisation system. With the application of the fixed annual nominal interest rate: 18.36% (19.99% APR). In this case, the total amount to be paid would be 2.128,47 € (1.500,00 € of capital and 628,47 € of interest), through 47 monthly instalments of 44,35 € (the first instalment being composed by 21,40 € of capital and 22,95 € of interest) and by a final instalment of 44,02 € (43,36 € of capital and 0,66 € of interest). Total cost of the loan €628.47.
(iii) In the Movements financing modality: 15.00% (16.08% APR). Constant instalment amortisation system. The APR may vary depending on the day of the month of contracting. This type of transaction financing allows the payment of one or more purchases totalling a minimum amount of €90.00 to be deferred for between 3 and 36 months, while maintaining the payment method at the end of the month for the remainder. Representative examples under the assumption that the contract will remain in force for its entire duration and that the parties will fulfil their obligations under the agreed conditions and deadlines: For a drawdown of €5,000.00, made on the 1st of the month with a repayment period of 13 months, at a fixed annual interest rate of 15.00% (16.08% APR). In this hypothesis the total amount to be paid would be € 5,478.00 (€ 5,000.00 of capital and € 478.00 of interest), made up of a first instalment of € 62.50 which includes exclusively interest, 11 instalments of € 451.29 (the first of these 11 instalments being made up of € 388.79 of capital and € 62.50 of interest) and a final instalment of € 451.31 (€ 445.74 of capital and € 5.57 of interest). Total cost of the credit € 478.00.
(iv) In the Deferred Payment in Shops mode: 15.00% (16.08% APR). Constant instalment repayment system.  The APR may vary depending on the day of the month of contracting. Representative example under the assumption that the Contract will remain in force throughout its duration and the Parties will fulfil their obligations under the agreed conditions and terms. For a drawdown of €5,000.00, made on the 1st of the month, with a repayment period of 12 months, with a N.I.R. of 15.00% (16.08% A.A.R.E.). In this case, the total amount to be paid would be 5.415,50 € (5.000,00 € of capital and 415,50 € of interest), through 11 monthly instalments of 451,29 € (the first instalment being composed of 388,79 € of capital and 62,50 € of interest) and a final instalment of 451,31 € (445,74 € of capital and 5,57 € of interest). Total cost of the loan €415.50.  
The Cardholder is informed that further information on the calculation of interest, the characteristics of the payment methods and the services associated with the Card can be found in the General Conditions of the Contract and in the Standard European Information (S.E.I.). LIMIT ON TRANSACTIONS: the amount of the transactions carried out using the Card may not exceed the credit limit of your card, except in the case of the daily limit for cash withdrawals at ATMs, which will be the lesser of the credit limit of your card and the amount of €600.00. ADDITIONAL BENEFITS: you will accumulate Miles in the Air Europa SUMA loyalty programme with each of your purchases, a) in the "Revolving" mode for purchases: 10 Miles for each euro spent on direct purchases of Air Europa tickets and 2 Miles for each euro spent on other purchases, and b) in the end-of-month payment mode: 2 Miles for each euro spent on direct purchases of Air Europa tickets, and 0.5 Miles for each euro spent on other purchases. In the cases in which to benefit from these advantages the form of Deferred Payment ("Revolving") is required, this will be understood to exist when the monthly payment does not exceed 40.00% of the balance available. WELCOME OFFER: 9,000 Miles after the third purchase with your card, regardless of the payment method. 
We offer you a simulator at www.bankinterconsumerfinance.com/bankintercard/particulares/simulador-ultima-cuota where you can calculate the end date of the last instalment. 

 

Any operations related to the Air Europa SUMA Visa Card must be carried out by calling the bankintercard free customer service line on 900 811 311.